Affinity Personal
With Affinity, You Are In
Open an instant account to transact, save, pay, and borrow. With no fees or transaction charges on our accounts, we are 100% free.
Licensed and regulatedÂ
60k+
Customers trust us
Choose Affinity
Financial freedom at your fingertips. Instant accounts, instant transfers and payments, instant savings and investments, and instant loans.
It is free
No fees or transaction charges, save and invest to earn interest
It is easy
Get an account instantly, fund by mobile money or bank transfer
It is convenient
Access 24/7, with WhatsApp and telephone support
It is safe
We use robust technology, your money is secure
An account in minutes
Instant and free accounts
Simply dial *229# to download the Affinity app or search for Affinity Africa in the Google Play or App Store. All you need is a Ghanaian mobile number your Ghana Card.
Be in full control of your finances
Web banking
Free transfers and payments
Transfer to and from mobile money and bank accounts, pay bills, save and invest, and schedule recurring payments seamlessly. All for free. With instant notifications, the ability to set spending limits and request statements – you are in control! Download the app to join, if you have an account you can also use our web banking platform below.
Access to Instant Loans
Apply for a loan
Your credit score, your loan choices
Build up your credit score and get access to the most affordable Instant Loans in Ghana. If you are looking for longer term Personal or Business Loan, click the button below to find out more.
Our personal accounts
Whether looking for a free payments solution or to save for that dream goal, Affinity has accounts designed for your every need
Account type
Transactional
Transactional savings
Fixed deposit
Annual interest
0%
Up to 10%
14.5% to 18.5%
Duration
n/a
n/a
91, 182 and 365 days
Initial deposit, GHS
5
20
500
Minimum balance, GHS
0
20
500
Withdrawal restrictions
None
Interest penalty above six monthly withdrawals
Interest penalty if broken prematurely
Transaction fees, GHS
Free
Free
Free
Monthly fees, GHS
Free
Free
Free
Account type
Transactional
Annual interest
0%
Duration
n/a
Initial deposit, GHS
5
Minimum balance, GHS
0
Withdrawal restrictions
None
Transaction fees, GHS
Free
Monthly fees, GHS
Free
Account type
Transactional savings
Annual interest
Up to 10%
Duration
n/a
Initial deposit, GHS
20
Minimum balance, GHS
20
Withdrawal restrictions
Interest penalty above six monthly withdrawals
Transaction fees, GHS
Free
Monthly fees, GHS
Free
Account type
Fixed deposit
Annual interest
14.5% to 18.5%
Duration
91, 182 and 365 days
Initial deposit, GHS
500
Minimum balance, GHS
500
Withdrawal restrictions
Interest penalty if broken prematurely
Transaction fees, GHS
Free
Monthly fees, GHS
Free
Affinity Personal
Apply for a loan
Apply for a loan
Apply here if you are interested in a long term Personal or Business loan. Or download the Affinity App to qualify for an Instant Loan by dialling *229# or searching for Affinity Africa in the Google Play or App Store.