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With Affinity, You Are In

Affordable banking for every individual and business

Visit our Ghana site

About us

Affinity is a digital banking platform dedicated to providing affordable and accessible financial services to underserved and unbanked individuals, and micro, small, and medium enterprises. Powered by proprietary tech, a branchless model, and robust credit underwriting, Affinity offers 24/7 banking services for the majority, driving financial inclusion at a low cost. With no monthly fees or transaction charges, and the cheapest digital loans in our local markets, Affinity is the most affordable and cost-effective player in its market.

TeamAI1

Our story

Affinity acquired a microfinance institution in Ghana in 2020, receiving a Savings and Loans license upgrade from the Bank of Ghana in 2022, the first in over a decade. Affinity officially launched operations in October 2024, after regulatory approval of its mobile app. Today, it offers a full range of banking products, including personal and SME accounts, savings, payments, transfers to banks and mobile money wallets, investments, and loans.

Our partners

Grazia Equity
Eldon Capital
BACKED
Enza Capital
Finca Ventures
Impact Assets
Launch Africa
Renew Capital
mambu-logo-2023
ffb84b2cf663dfa14196c9c92fe055ef
logo-main-primary
LexisNexis
Nsano
expressPay
Paystack horizontal
Flutterwave
Mo Ibrahim Foundation
Yale SOM vertical
VISA Accelerator Program
Pentagram_(design_firm)_logo.svg
Grazia Equity
Eldon Capital
BACKED
Enza Capital
Finca Ventures
Impact Assets
Launch Africa
Renew Capital
mambu-logo-2023
ffb84b2cf663dfa14196c9c92fe055ef
logo-main-primary
LexisNexis
Nsano
expressPay
Paystack horizontal
Flutterwave
Mo Ibrahim Foundation
Yale SOM vertical
VISA Accelerator Program
Pentagram_(design_firm)_logo.svg

Our values

We hold ourselves
Accountable
We put our
Customers first
We win as a
Team
We keep
Innovating
We
Trust Each Other

We… ACT IT

Join our team