Affinity updates: what you need to know

We’re making banking with Affinity even better.

From 1st March 2026, deposit fees would be removed, so you can fund your accounts without worrying about extra charges.

At the same time, to keep our services running smoothly, we are introducing small, capped fees on selected outflow transactions.

Why we made this change

To provide a reliable banking experience on Affinity, we work with trusted service providers, and as a result, certain transactions including deposits, carry associated processing costs. However, we listened to your feedback telling us that being charged when funding your account felt like being penalised for saving, and that is not the experience we want to create. So to ensure we are being fair to you, our cherished customers, and being sustainable as a business, we have now made a deliberate shift. Instead of charging you when you are putting money in and growing your savings, we have removed the 1.75% deposit fee (capped at GHS 30) completely because saving and funding your account should not feel like a penalty. The only services that will attract fees on Affinity are transfers to third-party recipients due to the transaction processing fees charged by our service providers.

With this update, from 1st March 2026, these transactions will carry a 0.75% fee capped at GHS 10.

Growth Account interest rate 🚀

As market rates move, so do savings rates.

And following the recent decline in Bank of Ghana Treasury Bill Rates which guide how savings products are priced across the industry, effective 1st March 2026, we will be adjusting the Growth Account interest rate to 5% p.a. This keeps our interest rates above average across the market and ensures we continue delivering a strong, sustainable savings experience.

Your money remains safe.

Your returns remain competitive.

And your Growth Account continues to do what it’s designed to do, help you build steadily and confidently.