Affinity fee update: what you need to know
We’re making banking with Affinity even better.
From 1st March 2026, all deposit fees would be removed, so you can fund your accounts without worrying about extra charges.
At the same time, to keep our services running smoothly, we are introducing small, capped fees on selected outflow transactions.
Why we made this change
To provide a reliable banking experience on Affinity, we work with trusted service providers, and as a result, certain transactions including deposits, carry associated processing costs. However, we listened to your feedback telling us that being charged when funding your account felt like being penalised for saving, and that is not the experience we want to create. So to ensure we are being fair to you, our cherished customers, and being sustainable as a business, we have now made a deliberate shift. Instead of charging you when you are putting money in and growing your savings, we have removed the 1.75% deposit fee (capped at GHS 30) completely because saving and funding your account should not feel like a penalty. The only services that will attract fees on Affinity are transfers to third-party recipients due to the transaction processing fees charged by our service providers.
With this update, from 1st March 2026, these transactions will carry a 0.75% fee capped at GHS 10.
What is NOT changing?
Everything else that you have grown to love about us:
- • Transfers to your own mobile wallets remain free
- • No monthly fees on your Affinity accounts
- • Transfers to yours and other Affinity accounts remain free
All the more reason to invite your friends, family and colleagues to Affinity and enjoy great benefits!
Why Affinity still hits different?
You still get:
- • Up to 14.5% p.a. interest on your deposits
- • Boost accounts to lock and grow your savings
- • Instant loans of up to GHS10,000 when you need quick cash
- • A fully-digital, stress-free banking experience
- • Low transaction fees
- • Readily available customer support when you need it
- • A reward when you bring others onboard
So whether you’re saving, spending, or sending, you’re still winning with Affinity. Because with Affinity, You Are In 💜
